Escalating Complaints…
Ahhh….the relief you felt when you contacted the Attorney General and the BBB… Felt good didn’t it??? It was only temporary.
Luckily there are laws in place to ensure that we don’t get walked all over….its just that we have to know about them!!!
What I’m talking about today is the FDCPA - or the Fair Debt Collection Practices Act. This act is in place to prohibit COLLECTION AGENICES (not the original creditor) from crossing the line in attempt to collect debts.
The Federal Trade Commission (the FTC) is in charge of the complaints on this act.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm the FDCPA
http://www.ftc.gov the FTC
Thats all for today…(short day today).